Benefits of Filing Bankruptcy
Filing for a Chapter 7 or Chapter 13 bankruptcy protection can address and resolve most debts, including credit cards, payday loans, medical debts, wage garnishments, repossessions, lawsuits, judgments, foreclosures and more, even tax debt if it is more than 3 years old.
If you’ve decided my services best suit your needs and we’ve had our consultation, then we’re ready to move on to the next steps to get you debt free. This is the questionnaire you will need to complete prior to my filing your bankruptcy.
When filing bankruptcy you will be required to take two credit counseling courses, one prior to your filing of bankruptcy and one after your bankruptcy is complete.
At accessbk.org you will be able to do the course Online followed by a standard phone call at the end of each course to show you did complete the credit counseling.
Current clients will be asked for my attorney code: enter CR5749SM. After entering my attorney code I will be notified by email when you have completed the course
I cannot emphasize enough to my clients the importance of going solely AnnualCreditReport.com. Federal Law ensures that you are able to obtain truly FREE credit reports annually for three major credit reporting agencies.
I ask my clients to obtain at least 2 of their credit reports before our first appointment so we can sit down together and gain a better understanding of all outstanding debts.
Student loans for the most part, can not be discharged in bankruptcy. If you have a large student loan obligation you may want to enroll in the income contingent repayment plan.
Missouri courts offer a useful tool for clients being sued in Missouri. If you are being sued in Missouri you will be able to conduct a search to see exactly who is suing you.
Can’t find your tax returns? No sweat, you can get them here through the IRS.
Helping You Get A Fresh Start! 